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Hindenburg Omen

Whatever Happened to the Hindenburg ? September was an excellent month for US stock market returns – the S&P 500 index was up 9.92% – the best September since 1939. October hasn’t been too bad either, with the S&P up over 3% for the month-to-date. Small...

The Essential Problem

When we sit down with someone nearing retirement, we address what we refer to as “the essential problem” which is ensuring they do not run out of money before they run out of life. For the average 62 year old couple who does not smoke, at least one spouse will live to...

Peeking Behind the Curtain

Peggy Noonan wrote an excellent article in the Wall Street Journal recently framing the coming November elections as a battle between, as she puts it, the enraged and the exhausted. Part of her argument is that much of the growing distaste for our elected officials on...

Too Much Information

When my husband was first diagnosed with cancer I immediately read everything I could on the subject so we could put together a plan to fight it. The information I found was not encouraging. Three out of ten Stage III melanoma patients do not live to five years, and...