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Calculating College Costs

In sitting down to write this blog, my setting certainly impacted the topic.  I’m sitting on the campus of the College of Wooster in northern Ohio.  I’m chaperoning my daughter who is here to compete in the finals of a state writing competition.  My reward is working...

Wrap Your Head Around Holiday Gift Giving

One of the ways my family kicks off the holiday season is to watch National Lampoon’s Christmas Vacation. It’s an admittedly cheesy movie but the goofy Clark Griswold, played by Chevy Chase, is hard not to like as he struggles to pull off the perfect old-fashioned...

Pleasure Today, Pain Tomorrow

Watch this 30-second clip (transcribed below). “I never get enough sleep.  I stay up late at night because I’m Night Guy.  Night Guy wants to stay up late.  What about getting up after 5 hours’ sleep?  Oh, that’s Morning Guy’s problem.  That’s not my problem; I’m...

Where Does It Go?

“I just can’t figure out where the money goes.  We should be doing well with our salaries, but we never seem to have anything left over at the end of the month.” My client’s frustration is shared by many other people I’ve worked with over the years, regardless of...